MICS Mobile Citizen Digital Certificate Solution

Introduction

The Citizen Digital Certificate (CDC) card faces four significant limitations, including the need for a card reader, computer, physical card, and password, which have hindered its widespread usage among the public. To address these limitations, the Ministry of the Interior actively promoted the "Mobile Citizen Digital Certificate App" in February 2022. By using this app, individuals can conveniently access online services provided by government agencies and financial institutions. For example, they can apply for financial proof such as labor insurance details and withholding certificates, without being constrained by the inconvenience of traditional CDC card usage. This initiative has opened doors to broader and more extensive applications.

Easy to carry around User-friendly graphic scanning

Password-free authentication (biometric features) Compatible with diverse devices and scenarios Easy app operation

Benefits of the Mobile Citizen Digital Certificate service.
  • Simplify login with biometric authentication for quick access.

  • Online applications enable synchronous identity verification, accelerating the eKYC process.

  • No card insertion or username/password required.

  • No physical IC card, card reader, or desktop required.

  • The Citizen Digital Certificate can be accessed using NFC technology.

 

when applying for a bank mortgage, individuals may need to provide a government-issued financial proof.
Traditional practices
Mobile digitalization

Applicants must personally visit the agency, submit original documents including labor insurance details, withholding statements, and land/building ownership certificates.

The public also needs to make another trip to the bank and hand over the documents for verification by the bank staff. First-time home buyers couldn't help but complain, "This is really too troublesome!"

Download the Mobile Citizen Digital Certificate app and complete the registration process to link to the National Development Council's My Data service. With the biometric authentication feature on your mobile phone, you can verify your identity and easily complete the aforementioned electronic document tasks with just a tap.

Banks can verify electronic documents without the need for individuals to travel, saving time and effort.

How to overcome the challenges during the transition period?

The Ministry of the Interior introduced the Mobile Citizen Digital Certificate, other government agencies and financial institutions often encounter the following situations when attempting to integrate and utilize it:

  • Integration challenges include high manpower and time costs for frontend implementation.

  • Having multiple APs independently connecting to external networks poses security risks.

  • The records of digital signatures are decentralized, making it difficult to manage and utilize them effectively.

  • Requires API modifications or program adjustments.

CHANGING's "MICS Mobile Citizen Digital Certificate System" offers quick integration through Restful API based on different service provider environments and requirements. It provides two integration modes (Gateway Mode and Platform Mode) and an additional web-based management interface for centralized identity record management and retrieval.

The login method utilizes the *Level of Assurance 3 (LoA3) high trustworthiness and FIDO authentication standards for identity verification and transaction signing. For digital identity verification and transaction signing, users can also choose QR code scanning, push notification, or App-to-App verification methods. This has prompted many government agencies and financial institutions to begin integrating their services.

*Note: Level of Assurance (LoA) refers to the degree of trust in the process of a mechanism, ensuring that the individual using a specific identity is indeed the entity to whom that identity is assigned.

 

 

Features

The MICS has five key features:
  • Streamline integration process: Reduce manpower and time required for frontend implementation.

  • Mitigate security risks: Adopt a single gateway for external integration and implement user authentication through biometric verification (passwordless authentication).

  • Unified data management: Centralize the control and retrieval of identity verification and digital signature records, facilitating easy management and utilization.

  • Expanded data applications: Future-oriented with the ability to integrate diverse data services from public sectors.

  • Improved user experience: No physical cards or device restrictions for verification and signing. Only passwordless login for enhanced credibility.

 

 

Function

  • Fast integration of Mobile Citizen Digital Certificate services through Restful API interface.

  • Support QR Code scanning mode for identity verification and transaction signing.

  • Support APP push mode for identity verification and transaction signing.

  • Support App To App verification mode for identity verification and transaction signing.

  • Gateway mode and platform mode available for system integration.

  • Compliant with FIDO 2.0 (Fast IDentity Online) international standard.

  • Compliant with Level of Assurance 3 (LoA3) for digital identity verification.

  • Web-based management interface.

  • Support return of signatures in P7 and P1 formats.

 

 

System Requirements

  • Mobile OS:iOS、Android

  • Server OS:Windows Server、Red Hat 7(含)以上、CentOS 7(含)以上

  • JAVA:JAVA1.8(含)以上

  • DB:MSSQL、PostgreSQL、Oracle

 

 

Application

Government and financial sectors are integrating
  • Mobile signature approval

  • Remote work clock-in/out

  • My Data authorization

  • Digital identity verification for opening bank accounts

  • Online contract signing

  • Electronic transaction signing, etc.